Free tools for US freelancers
Pure-math calculators for the questions every Schedule C freelancer Googles. No email gate, no upsell wall, no "sign up to see your result." Just answers.
Quarterly Estimated Tax Calculator
Estimate your federal income tax, self-employment tax, and state tax — and what to send the IRS every 3 months. 2026 IRS figures.
Open tool →Self-Employment Tax Calculator
Calculate the 15.3% SE tax (Social Security + Medicare) on your freelance income, plus the half that's deductible. 2026 SS wage base $182,400.
Open tool →- Most searched
1099 Tax Calculator
Total federal income, self-employment, and state tax owed on your 1099 income — plus quarterly amount and take-home. 2026 IRS figures.
Open tool → Freelance Hourly Rate Calculator
Backs into the hourly rate you need to charge to hit a target take-home — including federal income, SE, and state tax. Most calculators forget the tax part.
Open tool →1099 vs W-2 Comparison Calculator
Compare your real take-home on a W-2 salary vs a 1099 contract — after FICA / SE tax, federal, state, and benefits. Find the gross 1099 needs to match the W-2.
Open tool →- New
W-2 + 1099 Mixed Income Tax Calculator
Have a day job AND freelance income? This handles the Social Security wage base interaction, Additional Medicare Tax, and W-2 withholding credit so your quarterly estimate is actually right.
Open tool → - New
CP2000 / IRS Notice Response Wizard
Got a CP2000, CP2501, or other IRS underreporter notice? Walk through your specific situation and get a step-by-step response plan with documentation list and a draft response letter.
Open tool → Free Invoice Generator (PDF)
Create a professional PDF invoice in 60 seconds. No sign-up, no email, no watermark. Generates entirely in your browser.
Open tool →
Want this kind of math running in the background?
Ledgentry keeps your tax estimate, set-aside target, and quarterly payment updated in real time as your income lands. No spreadsheet math. $29/mo, 14-day free trial, no credit card.